Natural hazards · Ashland

Ashland, OR natural hazards

Most of the natural-hazard damage FEMA expects in Ashland comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 16 claims here since 1991. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ashland?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ashland to be higher than in 62% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding48%Earthquakes46%Everything else6%

By hazard

What Ashland faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage

Above average · higher than 69% of U.S. places

Recorded about once every 2 years in the area

Earthquakes

46% of expected damage

Well above average · higher than 85% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningVolcanic activity

Not a risk here

Coastal floodingHurricanesCold wavesDroughtAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ashland flood?

Every paid claim on a federal flood insurance policy in Ashland, from FEMA’s records.

16paid claims since 1991

$370Kpaid to owners

0homes flooded more than once

19912026

of homes in flood zones
are insured

of all homes
are insured

🏷️ 05% off flood insurance. Ashland is in FEMA’s Community Rating System (class 9) for its flood-proofing work.

Insurance rates: Jackson County.

What’s been done with FEMA grants

1homes raised above flood level

Disasters that hit Ashland

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Ashland itself: aid to households, or repair grants to the City of Ashland.

Brought FEMA money into AshlandDeclared for Jackson County only

2020

Wildfires and Straight-Line Winds

328 households applied for aid $1.2M aid approved

Jackson County has had 17 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ashland covers 4 census tracts, combined by population.

Money that reached townFlood claims are matched to Ashland’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Ashland. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Ashland total about $8.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.