Natural hazards · Willow

Willow, OK natural hazards

Most of the natural-hazard damage FEMA expects in Willow comes from drought, and overall the risk is high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Willow?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Willow to be higher than in 70% of U.S. communities, mostly from drought and tornadoes.

Drought39%Tornadoes18%Inland flooding12%Strong wind10%Cold waves6%Everything else14%

By hazard

What Willow faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

39% of expected damage

Recorded about 133 times a year in the area

Tornadoes

18% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

12% of expected damage

Below average · higher than 41% of U.S. places

Recorded about once every 2 years in the area

Strong wind

10% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 4 times a year in the area

Cold waves

6% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Willow flood?

FEMA's records show no paid flood insurance claims in Willow.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Willow isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Greer County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Willow

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Willow itself: aid to households, or repair grants to the Town of Willow.

Brought FEMA money into WillowDeclared for Greer County only

2010

Severe Winter Storm

$25K to the Town of Willow for repairs

2007

Severe Winter Storms

$2K to the Town of Willow for repairs

Greer County has had 16 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Willow is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Willow’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Willow. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.