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Natural hazards · Wellston

Wellston, OK natural hazards

Most of the natural-hazard damage FEMA expects in Wellston comes from inland flooding, and overall the risk is high for a U.S. community. 12 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Wellston?

77
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wellston to be higher than in 77% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding25%Cold waves22%Tornadoes19%Drought13%Heat waves8%Everything else14%
By hazard

What Wellston faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

25% of expected damage
Above average · higher than 72% of U.S. places
Recorded about once a year in the area

Cold waves

22% of expected damage
Well above average · higher than 89% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

19% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about once every 6 years in the area

Drought

13% of expected damage
Recorded about 27 times a year in the area

Heat waves

8% of expected damage
Above average · higher than 72% of U.S. places
Recorded about 20 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Wellston flood?

FEMA's records show no paid flood insurance claims in Wellston.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Wellston isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Lincoln County.

What’s been done with FEMA grants

40storm safe rooms built
Disasters that hit Wellston

12 federal disasters brought FEMA money here

Disasters the President declared that paid out in Wellston itself: aid to households, or repair grants to the Town of Wellston.

Brought FEMA money into WellstonDeclared for Lincoln County only
2025

Wildfires and Straight-Line Winds

28 households applied for aid $644K aid approved
2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

4 households applied for aid $23K aid approved
2019

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

2 households applied for aid $17K aid approved $17K to the Town of Wellston for repairs
2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

8 households applied for aid $14K aid approved
2013

Severe Storms, Tornadoes, and Flooding

47 households applied for aid $122K aid approved
2009

Wildfires

8 households applied for aid $122K aid approved
2007

Severe Winter Storms

$96K to the Town of Wellston for repairs
2007

Severe Storms, Flooding, and Tornadoes

9 households applied for aid $9K aid approved
2007

Severe Storms, Tornadoes and Flooding

$8K to the Town of Wellston for repairs
2005

Extreme Wildfire Threat

2 households applied for aid
2003

Severe Storms and Tornadoes

2 households applied for aid $771 aid approved
2000

Severe Winter Ice Storm

$1K to the Town of Wellston for repairs
Lincoln County has had 34 natural disasters declared since 1953, most often severe storms and ice storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wellston is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Wellston’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Wellston. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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