Natural hazards · Waynoka

Waynoka, OK natural hazards

Most of the natural-hazard damage FEMA expects in Waynoka comes from cold waves, and overall the risk is high for a U.S. community. Flood insurance has paid 2 claims here since 1985. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Waynoka?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Waynoka to be higher than in 72% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves41%Inland flooding20%Drought16%Hail7%Wildfire5%Everything else11%

By hazard

What Waynoka faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

41% of expected damage

Above average · higher than 64% of U.S. places

Recorded about 3 times a year in the area

Inland flooding

20% of expected damage

Above average · higher than 73% of U.S. places

Recorded about once every 2 years in the area

Drought

16% of expected damage

Recorded about 78 times a year in the area

Hail

7% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 8 times a year in the area

Wildfire

5% of expected damage

Well above average · higher than 97% of U.S. places

Lower here

HurricanesTornadoesIce stormsWinter weatherHeat wavesEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Waynoka flood?

Every paid claim on a federal flood insurance policy in Waynoka, from FEMA’s records.

2paid claims since 1985

$5Kpaid to owners

0homes flooded more than once

19852026

of all homes
are insured

No community discount. Waynoka isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Woods County.

Disasters that hit Waynoka

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Waynoka itself: aid to households, or repair grants to the City of Waynoka.

Brought FEMA money into WaynokaDeclared for Woods County only

2019

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

1 household applied for aid

2015

Severe Winter Storms and Flooding

$9K to the City of Waynoka for repairs

2013

Severe Winter Storm and Snowstorm

$9K to the City of Waynoka for repairs

2009

Record Snow and Near Record Snow

$2K to the City of Waynoka for repairs

2008

Severe Storms, Tornadoes, and Flooding

$41K to the City of Waynoka for repairs

2007

Severe Winter Storms

$1K to the City of Waynoka for repairs

2007

Severe Storms, Flooding, and Tornadoes

1 household applied for aid $86K to the City of Waynoka for repairs

2002

Severe Winter Ice Storm

$5K to the City of Waynoka for repairs

Woods County has had 20 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Waynoka is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Waynoka’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Waynoka. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.