Natural hazards · Wayne

Wayne, OK natural hazards

Most of the natural-hazard damage FEMA expects in Wayne comes from inland flooding, and overall the risk is high for a U.S. community. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Wayne?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wayne to be higher than in 78% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding36%Tornadoes24%Drought10%Cold waves10%Hail6%Heat waves5%Everything else11%

By hazard

What Wayne faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

36% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about once a year in the area

Tornadoes

24% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 5 years in the area

Drought

10% of expected damage

Recorded about 37 times a year in the area

Cold waves

10% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 2 times a year in the area

Hail

6% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 12 times a year in the area

Heat waves

5% of expected damage

Above average · higher than 70% of U.S. places

Recorded about 18 times a year in the area

Lower here

HurricanesIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Wayne flood?

FEMA's records show no paid flood insurance claims in Wayne.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Wayne isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: McClain County.

What’s been done with FEMA grants

67storm safe rooms built

Disasters that hit Wayne

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Wayne itself: aid to households, or repair grants to the Town of Wayne.

Brought FEMA money into WayneDeclared for McClain County only

2023

Severe Storms, Straight-Line Winds, and Tornadoes

1 household applied for aid

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

10 households applied for aid $2K aid approved

2010

Severe Winter Storm

$32K to the Town of Wayne for repairs

2007

Severe Winter Storms

$14K to the Town of Wayne for repairs

2007

Severe Storms, Flooding, and Tornadoes

5 households applied for aid $5K aid approved

2005

Extreme Wildfire Threat

$10K to the Town of Wayne for repairs

2001

Severe Storms, Flooding, and Tornadoes

$13K to the Town of Wayne for repairs

2000

Severe Winter Ice Storm

$28K to the Town of Wayne for repairs

McClain County has had 35 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wayne is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Wayne’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Wayne. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.