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Natural hazards · Waurika

Waurika, OK natural hazards

Most of the natural-hazard damage FEMA expects in Waurika comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 4 claims here since 1987. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Waurika?

73
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Waurika to be higher than in 73% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding29%Tornadoes20%Drought19%Strong wind13%Heat waves5%Everything else14%
By hazard

What Waurika faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

29% of expected damage
Above average · higher than 65% of U.S. places
Recorded about once a year in the area

Tornadoes

20% of expected damage
Well above average · higher than 94% of U.S. places
Recorded about once every 4 years in the area

Drought

19% of expected damage
Recorded about 67 times a year in the area

Strong wind

13% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about 4 times a year in the area

Heat waves

5% of expected damage
Well above average · higher than 79% of U.S. places
Recorded about 20 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Waurika flood?

Every paid claim on a federal flood insurance policy in Waurika, from FEMA’s records.

4paid claims since 1987
$60Kpaid to owners
0homes flooded more than once
19872026

Biggest named events

  • Thunderstorms: 1 claim, $1K
of all homes
are insured
No community discount. Waurika isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Jefferson County.

What’s been done with FEMA grants

1storm safe rooms built
Disasters that hit Waurika

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in Waurika itself: aid to households, or repair grants to the City of Waurika.

Brought FEMA money into WaurikaDeclared for Jefferson County only
2023

Severe Storms, Straight-Line Winds, and Tornadoes

$51K to the City of Waurika for repairs
2021

Severe Winter Storms

8 households applied for aid $7K aid approved
2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

24 households applied for aid $53K aid approved $301K to the City of Waurika for repairs
2009

Severe Winter Storm

$2K to the City of Waurika for repairs
2007

Severe Winter Storms

$10K to the City of Waurika for repairs
2007

Severe Storms, Flooding, and Tornadoes

$77K to the City of Waurika for repairs
2005

Extreme Wildfire Threat

$5K to the City of Waurika for repairs
2001

Severe Storms, Flooding, and Tornadoes

$33K to the City of Waurika for repairs
2000

Severe Winter Ice Storm

$64K to the City of Waurika for repairs
2000

Severe Storms and Flooding

$13K to the City of Waurika for repairs
Jefferson County has had 24 natural disasters declared since 1953, most often severe storms and ice storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Waurika is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Waurika’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Waurika. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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