Natural hazards · Watova

Watova, OK natural hazards

Most of the natural-hazard damage FEMA expects in Watova comes from inland flooding, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Watova?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Watova to be higher than in 87% of U.S. communities, mostly from inland flooding and strong winds.

Inland flooding35%Strong wind19%Tornadoes14%Cold waves13%Ice storms10%Everything else10%

By hazard

What Watova faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

35% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 2 times a year in the area

Strong wind

19% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 7 times a year in the area

Tornadoes

14% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 4 years in the area

Cold waves

13% of expected damage

Below average · higher than 41% of U.S. places

Recorded about 2 times a year in the area

Ice storms

10% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Watova flood?

FEMA's records show no paid flood insurance claims in Watova.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Watova isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Nowata County.

Disasters that hit Watova

Federal disasters declared here

None of the disasters declared for Nowata County shows FEMA aid or repair money reaching Watova itself in FEMA’s records.

Brought FEMA money into WatovaDeclared for Nowata County only

Nowata County has had 25 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Watova is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Watova’s own flood-insurance community; household aid to the registrant’s city; repair grants to Watova. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.