Natural hazards · Watonga

Watonga, OK natural hazards

Most of the natural-hazard damage FEMA expects in Watonga comes from hail, and overall the risk is very high for a U.S. community. Flood insurance has paid 3 claims here since 2007. 12 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Watonga?

83
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Watonga to be higher than in 83% of U.S. communities, mostly from hail and inland flooding.

Hail24%Inland flooding19%Ice storms16%Tornadoes15%Strong wind10%Cold waves9%Everything else7%
By hazard

What Watonga faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hail

24% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about 9 times a year in the area

Inland flooding

19% of expected damage
Below average · higher than 35% of U.S. places
Recorded about once every 2 years in the area

Ice storms

16% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about once a year in the area

Tornadoes

15% of expected damage
Well above average · higher than 98% of U.S. places
Recorded about once every 40 years in the area

Strong wind

10% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about 5 times a year in the area

Cold waves

9% of expected damage
Well above average · higher than 92% of U.S. places
Recorded about 2 times a year in the area

Lower here

HurricanesWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Watonga flood?

Every paid claim on a federal flood insurance policy in Watonga, from FEMA’s records.

3paid claims since 2007
$72Kpaid to owners
0homes flooded more than once
20072026
of all homes
are insured
No community discount. Watonga isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Blaine County.

What’s been done with FEMA grants

8storm safe rooms built
Disasters that hit Watonga

12 federal disasters brought FEMA money here

Disasters the President declared that paid out in Watonga itself: aid to households, or repair grants to the City of Watonga.

Brought FEMA money into WatongaDeclared for Blaine County only
2020

Severe Winter Storm

$38K to the City of Watonga for repairs
2019

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

$24K to the City of Watonga for repairs
2017

Severe Winter Storm

$9K to the City of Watonga for repairs
2015

Severe Winter Storms and Flooding

$129K to the City of Watonga for repairs
2013

Severe Winter Storm and Snowstorm

$9K to the City of Watonga for repairs
2007

Severe Storms, Tornadoes and Flooding

483 households applied for aid $593K aid approved $196K to the City of Watonga for repairs
2007

Severe Storms, Flooding, and Tornadoes

41 households applied for aid $27K aid approved
2007

Severe Winter Storms and Flooding

$6K to the City of Watonga for repairs
2005

Extreme Wildfire Threat

$2K to the City of Watonga for repairs
2002

Severe Winter Ice Storm

$165K to the City of Watonga for repairs
2001

Severe Storms, Flooding, and Tornadoes

$10K to the City of Watonga for repairs
2000

Severe Winter Ice Storm

$11K to the City of Watonga for repairs
Blaine County has had 27 natural disasters declared since 1953, most often severe storms and ice storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Watonga covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Watonga’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Watonga. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Watonga total about $2.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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