Natural hazards · Warwick

Warwick, OK natural hazards

Most of the natural-hazard damage FEMA expects in Warwick comes from inland flooding, and overall the risk is high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Warwick?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Warwick to be higher than in 77% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding25%Cold waves22%Tornadoes19%Drought13%Heat waves8%Everything else14%

By hazard

What Warwick faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

25% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once a year in the area

Cold waves

22% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

19% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 6 years in the area

Drought

13% of expected damage

Recorded about 27 times a year in the area

Heat waves

8% of expected damage

Above average · higher than 72% of U.S. places

Recorded about 20 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Warwick flood?

FEMA's records show no paid flood insurance claims in Warwick.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Warwick isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lincoln County.

Disasters that hit Warwick

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Warwick itself: aid to households, or repair grants to the Town of Warwick.

Brought FEMA money into WarwickDeclared for Lincoln County only

2007

Severe Winter Storms

$19K to the Town of Warwick for repairs

Lincoln County has had 34 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Warwick is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Warwick’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Warwick. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.