Natural hazards · Warner

Warner, OK natural hazards

Most of the natural-hazard damage FEMA expects in Warner comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 2020. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Warner?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Warner to be higher than in 72% of U.S. communities, mostly from inland flooding.

Inland flooding42%Drought14%Tornadoes12%Heat waves9%Everything else23%

By hazard

What Warner faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

42% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about 3 times a year in the area

Drought

14% of expected damage

Recorded about 18 times a year in the area

Tornadoes

12% of expected damage

Above average · higher than 59% of U.S. places

Recorded about once every 7 years in the area

Heat waves

9% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 26 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Warner flood?

Every paid claim on a federal flood insurance policy in Warner, from FEMA’s records.

1paid claims since 2020

$220Kpaid to owners

0homes flooded more than once

20202026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Warner isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Muskogee County.

What’s been done with FEMA grants

5storm safe rooms built

Disasters that hit Warner

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Warner itself: aid to households, or repair grants to the Town of Warner.

Brought FEMA money into WarnerDeclared for Muskogee County only

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

1 household applied for aid

2022

Severe Storms, Tornadoes, and Flooding

4 households applied for aid $3K aid approved

2019

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

1 household applied for aid

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

2 households applied for aid $4K aid approved

2007

Severe Winter Storms

$91K to the Town of Warner for repairs

2007

Severe Storms, Flooding, and Tornadoes

3 households applied for aid $3K aid approved

2003

Severe Storms and Tornadoes

1 household applied for aid $897 aid approved

2000

Severe Winter Ice Storm

$15K to the Town of Warner for repairs

Muskogee County has had 26 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Warner is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Warner’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Warner. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.