Natural hazards · Vinita

Vinita, OK natural hazards

Most of the natural-hazard damage FEMA expects in Vinita comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 19 claims here since 1999. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Vinita?

86
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Vinita to be higher than in 86% of U.S. communities, mostly from inland flooding and ice storms.

Inland flooding44%Ice storms20%Tornadoes13%Cold waves8%Heat waves5%Everything else10%
By hazard

What Vinita faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage
Well above average · higher than 88% of U.S. places
Recorded about once a year in the area

Ice storms

20% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about once a year in the area

Tornadoes

13% of expected damage
Well above average · higher than 95% of U.S. places
Recorded about once every 21 years in the area

Cold waves

8% of expected damage
Below average · higher than 43% of U.S. places
Recorded about 2 times a year in the area

Heat waves

5% of expected damage
Well above average · higher than 95% of U.S. places
Recorded about 23 times a year in the area

Lower here

HurricanesHailWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Vinita flood?

Every paid claim on a federal flood insurance policy in Vinita, from FEMA’s records.

19paid claims since 1999
$971Kpaid to owners
2homes flooded more than once
19992026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Vinita isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Craig County.

What’s been done with FEMA grants

189storm safe rooms built
Disasters that hit Vinita

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Vinita itself: aid to households, or repair grants to the City of Vinita.

Brought FEMA money into VinitaDeclared for Craig County only
2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

3 households applied for aid
2019

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

63 households applied for aid $54K aid approved $40K to the City of Vinita for repairs
2017

Severe Storms, Tornadoes, and Flooding

$7K to the City of Vinita for repairs
2013

Severe Storms, Tornadoes, and Flooding

$9K to the City of Vinita for repairs
2011

Severe Winter Storm and Snowstorm

$16K to the City of Vinita for repairs
2010

Severe Winter Storm

$9K to the City of Vinita for repairs
2009

Severe Winter Storm

$16K to the City of Vinita for repairs
2007

Severe Winter Storms

$506K to the City of Vinita for repairs
1999

Ok, Tornadoes 5/3/99

$31K to the City of Vinita for repairs
Craig County has had 24 natural disasters declared since 1953, most often severe storms and ice storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Vinita covers 3 census tracts, combined by population.
Money that reached townFlood claims are matched to Vinita’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Vinita. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Vinita total about $7.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01