Natural hazards · Vernon

Vernon, OK natural hazards

Most of the natural-hazard damage FEMA expects in Vernon comes from inland flooding, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Vernon?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Vernon to be higher than in 83% of U.S. communities, mostly from inland flooding and drought.

Inland flooding29%Drought21%Tornadoes13%Heat waves11%Wildfire8%Everything else17%

By hazard

What Vernon faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

29% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about once a year in the area

Drought

21% of expected damage

Recorded about 30 times a year in the area

Tornadoes

13% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 3 years in the area

Heat waves

11% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about 26 times a year in the area

Wildfire

8% of expected damage

Well above average · higher than 97% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Vernon flood?

FEMA's records show no paid flood insurance claims in Vernon.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Vernon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: McIntosh County.

Disasters that hit Vernon

Federal disasters declared here

None of the disasters declared for McIntosh County shows FEMA aid or repair money reaching Vernon itself in FEMA’s records.

Brought FEMA money into VernonDeclared for McIntosh County only

McIntosh County has had 23 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Vernon is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Vernon’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Vernon. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.