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Natural hazards · Tuttle

Tuttle, OK natural hazards

Most of the natural-hazard damage FEMA expects in Tuttle comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 16 claims here since 1993. 12 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Tuttle?

79
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Tuttle to be higher than in 79% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding34%Tornadoes28%Cold waves14%Hail7%Heat waves6%Everything else12%
By hazard

What Tuttle faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

34% of expected damage
Well above average · higher than 78% of U.S. places
Recorded about once a year in the area

Tornadoes

28% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about once every 44 years in the area

Cold waves

14% of expected damage
Well above average · higher than 98% of U.S. places
Recorded about 2 times a year in the area

Hail

7% of expected damage
Well above average · higher than 97% of U.S. places
Recorded about 12 times a year in the area

Heat waves

6% of expected damage
Above average · higher than 70% of U.S. places
Recorded about 17 times a year in the area

Lower here

HurricanesIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Tuttle flood?

Every paid claim on a federal flood insurance policy in Tuttle, from FEMA’s records.

16paid claims since 1993
$686Kpaid to owners
4homes flooded more than once
19932026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Tuttle isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Grady County.

What’s been done with FEMA grants

567storm safe rooms built
Disasters that hit Tuttle

12 federal disasters brought FEMA money here

Disasters the President declared that paid out in Tuttle itself: aid to households, or repair grants to the City of Tuttle.

Brought FEMA money into TuttleDeclared for Grady County only
2020

Severe Winter Storm

$322K to the City of Tuttle for repairs
2019

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

$129K to the City of Tuttle for repairs
2015

Severe Winter Storms and Flooding

$105K to the City of Tuttle for repairs
2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

160 households applied for aid $264K aid approved $284K to the City of Tuttle for repairs
2010

Severe Winter Storm

$950 to the City of Tuttle for repairs
2009

Severe Winter Storm

$5K to the City of Tuttle for repairs
2007

Severe Winter Storms

$31K to the City of Tuttle for repairs
2007

Severe Storms, Tornadoes and Flooding

2 households applied for aid $719 aid approved
2007

Severe Storms, Flooding, and Tornadoes

13 households applied for aid $13K aid approved
2003

Severe Storms and Tornadoes

3 households applied for aid
2002

Severe Winter Ice Storm

$29K to the City of Tuttle for repairs
2000

Severe Winter Ice Storm

$52K to the City of Tuttle for repairs
Grady County has had 29 natural disasters declared since 1953, most often severe storms and ice storms.
Around Tuttle

Tuttle and the towns around it

Oklahoma City: High, mostly inland floodingBridge Creek: High, mostly tornadoesNewcastle: High, mostly tornadoesMidwest City: Moderate, mostly inland floodingEdmond: Moderate, mostly inland floodingYukon: Moderate, mostly tornadoesDel City: High, mostly inland floodingJones: High, mostly inland floodingMoore: Moderate, mostly inland floodingChoctaw: High, mostly inland floodingSpencer: Moderate, mostly inland floodingUnion City: Moderate, mostly inland floodingNorman: High, mostly inland floodingBlanchard: High, mostly tornadoesGoldsby: High, mostly inland floodingCole: High, mostly inland floodingTuttle: High, mostly inland flooding TuttleOklahoma CityBridge CreekNewcastle
Very lowLowModerateHighVery high
Tuttlemostly inland floodingHigh
Bridge Creekmostly tornadoesHigh
Newcastlemostly tornadoesHigh
Oklahoma Citymostly inland floodingHigh
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Tuttle covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Tuttle’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Tuttle. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Tuttle total about $2.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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