Natural hazards · Tryon

Tryon, OK natural hazards

Most of the natural-hazard damage FEMA expects in Tryon comes from cold waves, and overall the risk is high for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Tryon?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Tryon to be higher than in 73% of U.S. communities, mostly from cold waves and tornadoes.

Cold waves22%Tornadoes21%Inland flooding20%Drought11%Wildfire8%Heat waves7%Everything else12%

By hazard

What Tryon faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

22% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

21% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

20% of expected damage

Above average · higher than 53% of U.S. places

Recorded about once a year in the area

Drought

11% of expected damage

Recorded about 32 times a year in the area

Wildfire

8% of expected damage

Well above average · higher than 97% of U.S. places

Heat waves

7% of expected damage

Above average · higher than 72% of U.S. places

Recorded about 20 times a year in the area

Lower here

HurricanesIce stormsWinter weatherEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Tryon flood?

FEMA's records show no paid flood insurance claims in Tryon.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Tryon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lincoln County.

What’s been done with FEMA grants

10storm safe rooms built

Disasters that hit Tryon

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Tryon itself: aid to households, or repair grants to the Town of Tryon.

Brought FEMA money into TryonDeclared for Lincoln County only

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

2 households applied for aid $18K aid approved

2013

Severe Storms, Tornadoes, and Flooding

6 households applied for aid $27K aid approved

2007

Severe Winter Storms

$56K to the Town of Tryon for repairs

2007

Severe Storms, Flooding, and Tornadoes

2 households applied for aid $170 aid approved

Lincoln County has had 34 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Tryon is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Tryon’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Tryon. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.