Natural hazards · Tatums

Tatums, OK natural hazards

Most of the natural-hazard damage FEMA expects in Tatums comes from inland flooding, and overall the risk is high for a U.S. community. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Tatums?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Tatums to be higher than in 67% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding28%Tornadoes22%Drought19%Heat waves7%Wildfire7%Hail6%Everything else12%

By hazard

What Tatums faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

28% of expected damage

Above average · higher than 57% of U.S. places

Recorded about once a year in the area

Tornadoes

22% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once every 4 years in the area

Drought

19% of expected damage

Recorded about 52 times a year in the area

Heat waves

7% of expected damage

Above average · higher than 72% of U.S. places

Recorded about 20 times a year in the area

Wildfire

7% of expected damage

Well above average · higher than 96% of U.S. places

Hail

6% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 9 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Tatums flood?

FEMA's records show no paid flood insurance claims in Tatums.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Tatums isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Carter County.

What’s been done with FEMA grants

7storm safe rooms built

Disasters that hit Tatums

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Tatums itself: aid to households, or repair grants to the Town of Tatums.

Brought FEMA money into TatumsDeclared for Carter County only

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

14 households applied for aid $66K aid approved

2021

Severe Winter Storms

31 households applied for aid $23K aid approved

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

38 households applied for aid $41K aid approved

2009

Wildfires

20 households applied for aid $148K aid approved

2001

Severe Storms, Flooding, and Tornadoes

$31K to the Town of Tatums for repairs

2000

Severe Winter Ice Storm

$16K to the Town of Tatums for repairs

Carter County has had 28 natural disasters declared since 1953, most often severe storms and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Tatums is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Tatums’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Tatums. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.