Natural hazards · Talala

Talala, OK natural hazards

Most of the natural-hazard damage FEMA expects in Talala comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 2 claims here since 2008. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Talala?

78
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Talala to be higher than in 78% of U.S. communities, mostly from inland flooding.

Inland flooding55%Heat waves11%Cold waves8%Tornadoes8%Ice storms6%Everything else12%
By hazard

What Talala faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage
Well above average · higher than 89% of U.S. places
Recorded about 2 times a year in the area

Heat waves

11% of expected damage
Well above average · higher than 83% of U.S. places
Recorded about 25 times a year in the area

Cold waves

8% of expected damage
Below average · higher than 42% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

8% of expected damage
Above average · higher than 59% of U.S. places
Recorded about once every 8 years in the area

Ice storms

6% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about once a year in the area

Lower here

HurricanesHailWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Talala flood?

Every paid claim on a federal flood insurance policy in Talala, from FEMA’s records.

2paid claims since 2008
$65Kpaid to owners
0homes flooded more than once
20082026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Talala isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Rogers County.

What’s been done with FEMA grants

5storm safe rooms built
Disasters that hit Talala

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Talala itself: aid to households, or repair grants to the Town of Talala.

Brought FEMA money into TalalaDeclared for Rogers County only
2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

2 households applied for aid
2019

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

14 households applied for aid $27K aid approved
2011

Severe Winter Storm and Snowstorm

$1K to the Town of Talala for repairs
2007

Severe Winter Storms

$7K to the Town of Talala for repairs
2007

Severe Storms, Flooding, and Tornadoes

1 household applied for aid
Rogers County has had 24 natural disasters declared since 1953, most often severe storms and ice storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Talala covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Talala’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Town of Talala. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Talala total about $1.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01