Natural hazards · Stroud

Stroud, OK natural hazards

Most of the natural-hazard damage FEMA expects in Stroud comes from tornadoes, and overall the risk is high for a U.S. community. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Stroud?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Stroud to be higher than in 67% of U.S. communities, mostly from tornadoes and inland flooding.

Tornadoes23%Inland flooding21%Cold waves19%Wildfire10%Hail8%Heat waves7%Everything else12%

By hazard

What Stroud faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Tornadoes

23% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 5 years in the area

Inland flooding

21% of expected damage

Below average · higher than 30% of U.S. places

Recorded about once a year in the area

Cold waves

19% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 2 times a year in the area

Wildfire

10% of expected damage

Well above average · higher than 97% of U.S. places

Hail

8% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 11 times a year in the area

Heat waves

7% of expected damage

Above average · higher than 72% of U.S. places

Recorded about 20 times a year in the area

Lower here

HurricanesWinter weatherEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Stroud flood?

FEMA's records show no paid flood insurance claims in Stroud.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Stroud isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lincoln County.

What’s been done with FEMA grants

88storm safe rooms built

Disasters that hit Stroud

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Stroud itself: aid to households, or repair grants to the City of Stroud.

Brought FEMA money into StroudDeclared for Lincoln County only

2025

Wildfires and Straight-Line Winds

5 households applied for aid $29K aid approved

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

5 households applied for aid

2007

Severe Winter Storms

$787K to the City of Stroud for repairs

2007

Severe Storms, Flooding, and Tornadoes

2 households applied for aid

2005

Extreme Wildfire Threat

4 households applied for aid $23K aid approved

2003

Severe Storms and Tornadoes

92 households applied for aid $31K aid approved $200K to the City of Stroud for repairs

2000

Severe Winter Ice Storm

$35K to the City of Stroud for repairs

1999

Ok, Tornadoes 5/3/99

$324K to the City of Stroud for repairs

Lincoln County has had 34 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Stroud is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Stroud’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Stroud. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.