Housing · Stillwater

Stillwater, OK housing market

The typical Stillwater home is worth about $269,000, up 4.8% in a year, 21% above the Oklahoma typical home. Homes typically sell in 21 days, close to asking.

Home values, sales, trends and how Stillwater compares with the towns next door — updated as new data is published.

The market right now

Stillwater at a glance

Typical home value
$269K
▲ 4.8% in a year · Zillow
Median sale price
$250K
May 2026 · Redfin
Days on market
21
Oklahoma: 39 days
Sale-to-list
98.7%
Homes sell near asking
Homes sold
66
in May · 138 for sale
Market temperature

A seller's market

Buyer's marketBalancedSeller's market

Supply is tight — about 2.1 months of homes for sale at the current pace. Buyers should expect competition on well-priced homes.

Ten-year trend

Typical home value, 2016–2026

StillwaterOklahoma
$125K$150K$175K$200K$225K$250K$275K 20182020202220242026 Stillwater $269K Oklahoma $223K
Show as a table
JanuaryStillwaterOklahoma
2017$168,000$130,000
2018$174,000$134,000
2019$180,000$139,000
2020$189,000$148,000
2021$202,000$163,000
2022$224,000$185,000
2023$237,000$203,000
2024$246,000$210,000
2025$254,000$217,000
2026$262,000$221,000
August 2026$269,000$223,000
New construction

211 new homes permitted in 2025

Builders were permitted 211 new homes in Stillwater in 2025: 131 single-family houses and 80 in buildings with two or more homes, worth about $57.3 million to build. That's 4.3 per 1,000 residents, slower than across Oklahoma (5.6). Over the past 10 years, Stillwater has permitted 2,090 homes in all.

New homes, 2025
211
▲ 51% vs 2024
2026 so far
138
Jan–Aug · ▲ 11% vs last year
Per 1,000 residents
4.3
Oklahoma: 5.6
Single-family
62%
52 in 5 apartment buildings
Single-familyTwo or more homes per building2026 so far
02004006008001,000 2000: 183 homes (123 single-family, 60 in buildings with 2+ homes) 2000 2001: 183 homes (126 single-family, 57 in buildings with 2+ homes) 2002: 151 homes (133 single-family, 18 in buildings with 2+ homes) 2003: 188 homes (162 single-family, 26 in buildings with 2+ homes) 2004: 850 homes (235 single-family, 615 in buildings with 2+ homes) 2005: 326 homes (218 single-family, 108 in buildings with 2+ homes) 2005 2006: 334 homes (237 single-family, 97 in buildings with 2+ homes) 2007: 378 homes (176 single-family, 202 in buildings with 2+ homes) 2008: 332 homes (106 single-family, 226 in buildings with 2+ homes) 2009: 87 homes (73 single-family, 14 in buildings with 2+ homes) 2010: 106 homes (102 single-family, 4 in buildings with 2+ homes) 2010 2011: 281 homes (63 single-family, 218 in buildings with 2+ homes) 2012: 245 homes (82 single-family, 163 in buildings with 2+ homes) 2013: 734 homes (305 single-family, 429 in buildings with 2+ homes) 2014: 299 homes (88 single-family, 211 in buildings with 2+ homes) 2015: 496 homes (128 single-family, 368 in buildings with 2+ homes) 2015 2016: 355 homes (126 single-family, 229 in buildings with 2+ homes) 2017: 428 homes (93 single-family, 335 in buildings with 2+ homes) 2018: 125 homes (74 single-family, 51 in buildings with 2+ homes) 2019: 128 homes (70 single-family, 58 in buildings with 2+ homes) 2020: 110 homes (100 single-family, 10 in buildings with 2+ homes) 2020 2021: 210 homes (174 single-family, 36 in buildings with 2+ homes) 2022: 191 homes (141 single-family, 50 in buildings with 2+ homes) 2023: 192 homes (156 single-family, 36 in buildings with 2+ homes) 2024: 140 homes (126 single-family, 14 in buildings with 2+ homes) 2025: 211 homes (131 single-family, 80 in buildings with 2+ homes) 2025 2026 so far: 138 homes (130 single-family, 8 in buildings with 2+ homes)

Homes vs. people, 2010–2020

Residents+2,706
New homes+3,197

Between the 2010 and 2020 censuses, Stillwater gained 2,706 residents while 3,197 new homes were permitted: about 0.8 new residents per new home. Building outpaced population growth, which usually means smaller households or homes used part of the year. Across Oklahoma: 1.8 new residents per new home.

Residents: U.S. Census Bureau, 2010 and 2020 censuses. New homes: permits issued 2010–2019.

Show as a table
YearNew homesSingle-family2+ per buildingValue
2026 (Jan–Aug)1381308$32.3 million
202521113180$57.3 million
202414012614$32.2 million
202319215636$45.1 million
202219114150$41.6 million
202121017436$48.4 million
202011010010$27.3 million
20191287058$22.5 million
20181257451$22.8 million
201742893335$54.2 million
2016355126229$49.6 million
2015496128368$56.7 million
201429988211$35.2 million
2013734305429$64.2 million
201224582163$29.3 million
201128163218$27.1 million
20101061024$18.6 million
2009877314$16.5 million
2008332106226$42.5 million
2007378176202$41.1 million
200633423797$46.2 million
2005326218108$50.2 million
2004850235615$64.7 million
200318816226$27.8 million
200215113318$23.3 million
200118312657$15.6 million
200018312360$15.4 million

How Stillwater ranks on new homes being built →

Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey, through August 2026.

Affordability

6.2 years of income

The typical Stillwater home costs about 6.2 years of the town's median household income, more than across Oklahoma (3.4 years).

How Stillwater ranks on affordability →

Home value ÷ ACS median household income.

The homes

Owners, rent & taxes

Homeownership
37.1%
Oklahoma: 65.8%
Median tax bill
$2,207
Oklahoma: $1,599
Median rent
$947
Oklahoma: $1,014
Typical home built
1984
Oklahoma: 1980

U.S. Census Bureau, ACS 2020-2024.

Renting

A two-bedroom rents for about $1,120

HUD's Fair Market Rent for a two-bedroom in Stillwater is $1,120 a month, utilities included: roughly what a modest, recently rented unit costs. Renters already in Stillwater pay a median of $947, so moving in tends to cost more than staying put. A two-bedroom takes about 31% of the town's median household income, above the 30% guideline for affordable housing.

1 bedroom
$920
a month, with utilities
2 bedrooms
$1,120
a month, with utilities
3 bedrooms
$1,560
a month, with utilities
Share of income
31%
2 bedrooms ÷ median income

Studio $850 · 4 bedrooms $1,700

U.S. Department of Housing and Urban Development, FY2026 Fair Market Rents by ZIP code (74074, 74075; Noble County, OK), weighted by land area. A Fair Market Rent is the 40th-percentile rent plus utilities for a standard unit. Median rent: U.S. Census Bureau, American Community Survey.

Home values: Zillow Home Value Index (ZHVI), Zillow Research, August 2026. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers.

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