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Natural hazards · Spiro

Spiro, OK natural hazards

Most of the natural-hazard damage FEMA expects in Spiro comes from inland flooding, and overall the risk is high for a U.S. community. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Spiro?

73
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Spiro to be higher than in 73% of U.S. communities, mostly from inland flooding and drought.

Inland flooding38%Drought27%Wildfire10%Tornadoes9%Heat waves6%Everything else10%
By hazard

What Spiro faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

38% of expected damage
Above average · higher than 59% of U.S. places
Recorded about 4 times a year in the area

Drought

27% of expected damage
Recorded about 15 times a year in the area

Wildfire

10% of expected damage
Well above average · higher than 98% of U.S. places

Tornadoes

9% of expected damage
Well above average · higher than 84% of U.S. places
Recorded about once every 15 years in the area

Heat waves

6% of expected damage
Well above average · higher than 80% of U.S. places
Recorded about 25 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Spiro flood?

FEMA's records show no paid flood insurance claims in Spiro.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Spiro isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Le Flore County.

What’s been done with FEMA grants

4storm safe rooms built
Disasters that hit Spiro

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Spiro itself: aid to households, or repair grants to the Town of Spiro.

Brought FEMA money into SpiroDeclared for Le Flore County only
2021

Severe Winter Storms

14 households applied for aid $17K aid approved
2019

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

17 households applied for aid $24K aid approved
2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

13 households applied for aid $54K aid approved
2013

Severe Storms, Tornadoes, and Flooding

1 household applied for aid
2011

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$22K to the Town of Spiro for repairs
2000

Severe Winter Ice Storm

$90K to the Town of Spiro for repairs
Le Flore County has had 27 natural disasters declared since 1953, most often severe storms and ice storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Spiro is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Spiro’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Spiro. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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