Natural hazards · Skiatook

Skiatook, OK natural hazards

Most of the natural-hazard damage FEMA expects in Skiatook comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 112 claims here since 1985. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Skiatook?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Skiatook to be higher than in 79% of U.S. communities, mostly from inland flooding and heat waves.

Inland flooding59%Heat waves19%Tornadoes8%Everything else15%

By hazard

What Skiatook faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

59% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 5 times a year in the area

Heat waves

19% of expected damage

Above average · higher than 54% of U.S. places

Recorded about 26 times a year in the area

Tornadoes

8% of expected damage

Above average · higher than 59% of U.S. places

Recorded about once every 34 years in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Skiatook flood?

Every paid claim on a federal flood insurance policy in Skiatook, from FEMA’s records.

112paid claims since 1985

$1.1Mpaid to owners

12homes flooded more than once

19852026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (4) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Skiatook isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Tulsa County.

What’s been done with FEMA grants

142storm safe rooms built

19flood-prone properties bought out and cleared

Disasters that hit Skiatook

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Skiatook itself: aid to households, or repair grants to the City of Skiatook.

Brought FEMA money into SkiatookDeclared for Tulsa County only

2022

Severe Storms, Tornadoes, and Flooding

15 households applied for aid

2021

Severe Winter Storms

24 households applied for aid $3K aid approved

2019

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

164 households applied for aid $581K aid approved $15K to the City of Skiatook for repairs

2009

Severe Winter Storm

$7K to the City of Skiatook for repairs

2007

Severe Winter Storms

$892K to the City of Skiatook for repairs

2005

Extreme Wildfire Threat

$3K to the City of Skiatook for repairs

2000

Severe Winter Ice Storm

$42K to the City of Skiatook for repairs

Tulsa County has had 32 natural disasters declared since 1953, most often severe storms and floods.

Around Skiatook

Skiatook and the towns around it

Very lowLowModerateHighVery high

Skiatookmostly inland floodingHigh

Sperrymostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Skiatook covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Skiatook’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Skiatook. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Skiatook total about $2.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.