Natural hazards · Sand Hill

Sand Hill, OK natural hazards

Most of the natural-hazard damage FEMA expects in Sand Hill comes from inland flooding, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Sand Hill?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Sand Hill to be higher than in 81% of U.S. communities, mostly from inland flooding.

Inland flooding50%Tornadoes11%Heat waves8%Drought8%Wildfire7%Everything else17%

By hazard

What Sand Hill faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

50% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

11% of expected damage

Above average · higher than 59% of U.S. places

Recorded about once every 8 years in the area

Heat waves

8% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 26 times a year in the area

Drought

8% of expected damage

Recorded about 18 times a year in the area

Wildfire

7% of expected damage

Well above average · higher than 96% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Sand Hill flood?

FEMA's records show no paid flood insurance claims in Sand Hill.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Sand Hill isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Muskogee County.

Disasters that hit Sand Hill

Federal disasters declared here

None of the disasters declared for Muskogee County shows FEMA aid or repair money reaching Sand Hill itself in FEMA’s records.

Brought FEMA money into Sand HillDeclared for Muskogee County only

Muskogee County has had 26 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Sand Hill is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Sand Hill’s own flood-insurance community; household aid to the registrant’s city; repair grants to Sand Hill. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.