Natural hazards · Ryan

Ryan, OK natural hazards

Most of the natural-hazard damage FEMA expects in Ryan comes from drought, and overall the risk is high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ryan?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ryan to be higher than in 63% of U.S. communities, mostly from drought and inland flooding.

Drought43%Inland flooding18%Tornadoes13%Strong wind9%Everything else16%

By hazard

What Ryan faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

43% of expected damage

Recorded about 67 times a year in the area

Inland flooding

18% of expected damage

Above average · higher than 50% of U.S. places

Recorded about once a year in the area

Tornadoes

13% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once every 4 years in the area

Strong wind

9% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ryan flood?

FEMA's records show no paid flood insurance claims in Ryan.

of all homes
are insured

No community discount. Ryan isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jefferson County.

Disasters that hit Ryan

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Ryan itself: aid to households, or repair grants to the Town of Ryan.

Brought FEMA money into RyanDeclared for Jefferson County only

2021

Severe Winter Storms

5 households applied for aid

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

4 households applied for aid $25K aid approved $31K to the Town of Ryan for repairs

Jefferson County has had 24 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ryan is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Ryan’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Ryan. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.