Natural hazards · Roff

Roff, OK natural hazards

Most of the natural-hazard damage FEMA expects in Roff comes from inland flooding, and overall the risk is high for a U.S. community. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Roff?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Roff to be higher than in 77% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding25%Tornadoes21%Drought18%Wildfire9%Hail7%Cold waves6%Everything else16%

By hazard

What Roff faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

25% of expected damage

Above average · higher than 65% of U.S. places

Recorded about once a year in the area

Tornadoes

21% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once every 5 years in the area

Drought

18% of expected damage

Recorded about 39 times a year in the area

Wildfire

9% of expected damage

Well above average · higher than 97% of U.S. places

Hail

7% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 9 times a year in the area

Cold waves

6% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Roff flood?

FEMA's records show no paid flood insurance claims in Roff.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Roff isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Pontotoc County.

What’s been done with FEMA grants

2storm safe rooms built

Disasters that hit Roff

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Roff itself: aid to households, or repair grants to the Town of Roff.

Brought FEMA money into RoffDeclared for Pontotoc County only

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

19 households applied for aid $143K aid approved $388K to the Town of Roff for repairs

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

12 households applied for aid $5K aid approved $24K to the Town of Roff for repairs

2010

Severe Winter Storm

$55K to the Town of Roff for repairs

2007

Severe Storms, Flooding, and Tornadoes

9 households applied for aid $11K aid approved $17K to the Town of Roff for repairs

2005

Extreme Wildfire Threat

1 household applied for aid $5K to the Town of Roff for repairs

2003

Severe Storms and Tornadoes

1 household applied for aid

2000

Severe Winter Ice Storm

$110K to the Town of Roff for repairs

Pontotoc County has had 17 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Roff is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Roff’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Roff. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.