Natural hazards · Reagan

Reagan, OK natural hazards

Most of the natural-hazard damage FEMA expects in Reagan comes from inland flooding, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Reagan?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Reagan to be higher than in 80% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding38%Tornadoes18%Heat waves11%Wildfire11%Cold waves6%Ice storms6%Everything else11%

By hazard

What Reagan faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

38% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about once a year in the area

Tornadoes

18% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once every 5 years in the area

Heat waves

11% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 20 times a year in the area

Wildfire

11% of expected damage

Well above average · higher than 97% of U.S. places

Cold waves

6% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Ice storms

6% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailWinter weatherEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Reagan flood?

FEMA's records show no paid flood insurance claims in Reagan.

of all homes
are insured

No community discount. Reagan isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Johnston County.

Disasters that hit Reagan

Federal disasters declared here

None of the disasters declared for Johnston County shows FEMA aid or repair money reaching Reagan itself in FEMA’s records.

Brought FEMA money into ReaganDeclared for Johnston County only

Johnston County has had 16 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Reagan is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Reagan’s own flood-insurance community; household aid to the registrant’s city; repair grants to Reagan. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.