Natural hazards · Ramona

Ramona, OK natural hazards

Most of the natural-hazard damage FEMA expects in Ramona comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 1 claim here since 1993. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ramona?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ramona to be higher than in 87% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding44%Tornadoes22%Cold waves9%Heat waves9%Everything else16%

By hazard

What Ramona faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about once a year in the area

Tornadoes

22% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once every 5 years in the area

Cold waves

9% of expected damage

Below average · higher than 42% of U.S. places

Recorded about 2 times a year in the area

Heat waves

9% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 24 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ramona flood?

Every paid claim on a federal flood insurance policy in Ramona, from FEMA’s records.

1paid claims since 1993

$17Kpaid to owners

0homes flooded more than once

19932026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ramona isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Washington County.

What’s been done with FEMA grants

30storm safe rooms built

Disasters that hit Ramona

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Ramona itself: aid to households, or repair grants to the Town of Ramona.

Brought FEMA money into RamonaDeclared for Washington County only

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

1 household applied for aid

2019

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

9 households applied for aid $30K aid approved

2007

Severe Winter Storms

$11K to the Town of Ramona for repairs

2007

Severe Storms, Flooding, and Tornadoes

3 households applied for aid $2K aid approved

2000

Severe Winter Ice Storm

$803 to the Town of Ramona for repairs

Washington County has had 25 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ramona is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Ramona’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Ramona. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.