Natural hazards · Pumpkin Hollow

Pumpkin Hollow, OK natural hazards

Most of the natural-hazard damage FEMA expects in Pumpkin Hollow comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 14 claims here since 2011.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Pumpkin Hollow?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pumpkin Hollow to be higher than in 82% of U.S. communities, mostly from inland flooding.

Inland flooding58%Heat waves11%Tornadoes10%Wildfire9%Everything else13%

By hazard

What Pumpkin Hollow faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 3 times a year in the area

Heat waves

11% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 18 times a year in the area

Tornadoes

10% of expected damage

Above average · higher than 54% of U.S. places

Recorded about once every 10 years in the area

Wildfire

9% of expected damage

Well above average · higher than 97% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Pumpkin Hollow flood?

Every paid claim on a federal flood insurance policy in Pumpkin Hollow, from FEMA’s records.

14paid claims since 2011

$614Kpaid to owners

0homes flooded more than once

20112026

Biggest named events

Early winter storms: 4 claims, $312K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Pumpkin Hollow isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cherokee County.

Disasters that hit Pumpkin Hollow

Federal disasters declared here

None of the disasters declared for Cherokee County shows FEMA aid or repair money reaching Pumpkin Hollow itself in FEMA’s records.

Brought FEMA money into Pumpkin HollowDeclared for Cherokee County only

Cherokee County has had 21 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pumpkin Hollow covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Pumpkin Hollow’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Pumpkin Hollow. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Pumpkin Hollow total about $1.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.