Natural hazards · Proctor

Proctor, OK natural hazards

Most of the natural-hazard damage FEMA expects in Proctor comes from inland flooding, and overall the risk is high for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Proctor?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Proctor to be higher than in 72% of U.S. communities, mostly from inland flooding.

Inland flooding52%Tornadoes13%Heat waves11%Wildfire7%Ice storms7%Everything else11%

By hazard

What Proctor faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

52% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

13% of expected damage

Above average · higher than 71% of U.S. places

Recorded about once every 7 years in the area

Heat waves

11% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 13 times a year in the area

Wildfire

7% of expected damage

Well above average · higher than 96% of U.S. places

Ice storms

7% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailWinter weatherCold wavesEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Proctor flood?

FEMA's records show no paid flood insurance claims in Proctor.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Proctor isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Adair County.

What’s been done with FEMA grants

2storm safe rooms built

Disasters that hit Proctor

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Proctor itself: aid to households, or repair grants to Proctor.

Brought FEMA money into ProctorDeclared for Adair County only

2022

Severe Storms, Tornadoes, and Flooding

4 households applied for aid $300 aid approved

2021

Severe Winter Storms

1 household applied for aid

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

3 households applied for aid $920 aid approved

Adair County has had 23 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Proctor is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Proctor’s own flood-insurance community; household aid to the registrant’s city; repair grants to Proctor. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.