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Natural hazards · Prague

Prague, OK natural hazards

Most of the natural-hazard damage FEMA expects in Prague comes from tornadoes, and overall the risk is high for a U.S. community. 12 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Prague?

71
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Prague to be higher than in 71% of U.S. communities, mostly from tornadoes and cold waves.

Tornadoes23%Cold waves23%Inland flooding20%Wildfire11%Heat waves8%Hail7%Everything else9%
By hazard

What Prague faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Tornadoes

23% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about once every 5 years in the area

Cold waves

23% of expected damage
Well above average · higher than 89% of U.S. places
Recorded about 2 times a year in the area

Inland flooding

20% of expected damage
Below average · higher than 35% of U.S. places
Recorded about once a year in the area

Wildfire

11% of expected damage
Well above average · higher than 97% of U.S. places

Heat waves

8% of expected damage
Above average · higher than 72% of U.S. places
Recorded about 20 times a year in the area

Hail

7% of expected damage
Well above average · higher than 97% of U.S. places
Recorded about 11 times a year in the area

Lower here

HurricanesIce stormsWinter weatherEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Prague flood?

FEMA's records show no paid flood insurance claims in Prague.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Prague isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Lincoln County.

What’s been done with FEMA grants

24storm safe rooms built
Disasters that hit Prague

12 federal disasters brought FEMA money here

Disasters the President declared that paid out in Prague itself: aid to households, or repair grants to the City of Prague.

Brought FEMA money into PragueDeclared for Lincoln County only
2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

2 households applied for aid
2020

Severe Winter Storm

$18K to the City of Prague for repairs
2019

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

1 household applied for aid $710 aid approved
2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

9 households applied for aid $2K aid approved
2013

Severe Storms, Tornadoes, and Flooding

28 households applied for aid $75K aid approved
2010

Severe Winter Storm

$17K to the City of Prague for repairs
2009

Severe Winter Storm

$2K to the City of Prague for repairs
2007

Severe Winter Storms

$66K to the City of Prague for repairs
2007

Severe Storms, Flooding, and Tornadoes

14 households applied for aid $6K aid approved $11K to the City of Prague for repairs
2005

Extreme Wildfire Threat

6 households applied for aid
2003

Severe Storms and Tornadoes

11 households applied for aid $11K aid approved $25K to the City of Prague for repairs
2000

Severe Winter Ice Storm

$6K to the City of Prague for repairs
Lincoln County has had 34 natural disasters declared since 1953, most often severe storms and ice storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Prague is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Prague’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Prague. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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