Ponca, OK housing market
The typical Ponca home is worth about $139,000, up 6.3% in a year, 38% below the Oklahoma typical home. Homes typically sell in 62 days, below asking.
Home values, sales, trends and how Ponca compares with the towns next door — updated as new data is published.
Ponca at a glance
A seller's market
Supply is tight — about 2.9 months of homes for sale at the current pace. Buyers should expect competition on well-priced homes.
Typical home value, 2016–2026
Show as a table
| January | Ponca | Oklahoma |
|---|---|---|
| 2017 | $89,000 | $130,000 |
| 2018 | $85,000 | $134,000 |
| 2019 | $90,000 | $139,000 |
| 2020 | $94,000 | $148,000 |
| 2021 | $103,000 | $163,000 |
| 2022 | $120,000 | $185,000 |
| 2023 | $127,000 | $203,000 |
| 2024 | $126,000 | $210,000 |
| 2025 | $128,000 | $217,000 |
| 2026 | $134,000 | $221,000 |
| August 2026 | $139,000 | $223,000 |
18 new homes permitted in 2025
Builders were permitted 18 new homes in Ponca in 2025: 12 single-family houses and 6 in buildings with two or more homes, worth about $3.8 million to build. That's 0.7 per 1,000 residents, slower than across Oklahoma (5.6). Over the past 10 years, Ponca has permitted 171 homes in all.
Homes vs. people, 2010–2020
Between the 2010 and 2020 censuses, Ponca's population fell by 963 even though 152 new homes were permitted. Homes are holding fewer people: households are getting smaller, or more homes are used part of the year. Across Oklahoma: 1.8 new residents per new home.
Residents: U.S. Census Bureau, 2010 and 2020 censuses. New homes: permits issued 2010–2019.
Show as a table
| Year | New homes | Single-family | 2+ per building | Value |
|---|---|---|---|---|
| 2026 (Jan–Aug) | 17 | 17 | 0 | $3.9 million |
| 2025 | 18 | 12 | 6 | $3.8 million |
| 2024 | 2 | 2 | 0 | $1.7 million |
| 2023 | 75 | 75 | 0 | $9.6 million |
| 2022 | 6 | 6 | 0 | $1.5 million |
| 2021 | 3 | 3 | 0 | $1 million |
| 2020 | 9 | 9 | 0 | $3.1 million |
| 2019 | 2 | 2 | 0 | $512,000 |
| 2018 | 3 | 3 | 0 | $755,000 |
| 2017 | 53 | 5 | 48 | $5.8 million |
| 2016 | 0 | 0 | 0 | — |
| 2015 | 12 | 8 | 4 | $2.4 million |
| 2014 | 69 | 21 | 48 | $7 million |
| 2013 | 4 | 4 | 0 | $400,000 |
| 2012 | 3 | 3 | 0 | $300,000 |
| 2011 | 3 | 3 | 0 | $300,000 |
| 2010 | 3 | 3 | 0 | $300,000 |
| 2009 | 2 | 2 | 0 | $110,000 |
| 2008 | 14 | 14 | 0 | $5.2 million |
| 2007 | 12 | 12 | 0 | $1.9 million |
| 2006 | 51 | 26 | 25 | $9 million |
| 2005 | 1 | 1 | 0 | $600,000 |
| 2004 | 14 | 14 | 0 | $3.2 million |
| 2003 | 30 | 30 | 0 | $5.9 million |
| 2002 | 28 | 28 | 0 | $4.8 million |
| 2001 | 39 | 39 | 0 | $7.8 million |
| 2000 | 70 | 35 | 35 | $8.3 million |
How Ponca ranks on new homes being built →
Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey, through August 2026.
2.5 years of income
The typical Ponca home costs about 2.5 years of the town's median household income, less than across Oklahoma (3.4 years).
How Ponca ranks on affordability →
Home value ÷ ACS median household income.
Owners, rent & taxes
U.S. Census Bureau, ACS 2020-2024.
A two-bedroom rents for about $950
HUD's Fair Market Rent for a two-bedroom in Ponca is $950 a month, utilities included: roughly what a modest, recently rented unit costs. Renters already in Ponca pay a median of $850, so moving in tends to cost more than staying put. A two-bedroom takes about 20% of the town's median household income.
Studio $670 · 4 bedrooms $1,390
U.S. Department of Housing and Urban Development, FY2026 Fair Market Rents by ZIP code (74601, 74604; Kay County, OK), weighted by land area. A Fair Market Rent is the 40th-percentile rent plus utilities for a standard unit. Median rent: U.S. Census Bureau, American Community Survey.
Recent listings in Ponca
Home values: Zillow Home Value Index (ZHVI), Zillow Research, August 2026. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers.