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Natural hazards in Piedmont · FEMA

Piedmont’s biggest natural hazard is inland flooding

Most of the natural-hazard damage FEMA expects in Piedmont comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 3 claims here since 1995. 15 federal disasters brought FEMA money into town.

65High riskLowerHigherExpected storm and flood damage, vs. U.S. communities
Overall risk
High
higher than 65% of U.S. places
Main hazard
Inland flooding
33% of expected damage
Flood claims
3
paid since 1995 · $56K
Disasters paid out here
15
of 32 declared for Canadian County

What stands out about Piedmont’s weather risks

Read from FEMA’s records below. The page puts what stands out first.

★ What stands out · Flood insurance claims

Does Piedmont flood? Rarely: 3 flood claims since 1995

Every paid claim on a federal flood insurance policy in Piedmont, from FEMA’s records.

Paid flood claims, by year
1995: 1 claim1996: 0 claims1997: 0 claims1998: 0 claims1999: 0 claims2000: 0 claims2001: 0 claims2002: 0 claims2003: 0 claims2004: 0 claims2005: 0 claims2006: 0 claims2007: 0 claims2008: 0 claims2009: 0 claims2010: 0 claims2011: 0 claims2012: 0 claims2013: 2 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims 19952013
19952026
3
paid claims since 1995
$56K
paid to owners
0
homes flooded more than once
$19K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Piedmont isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Canadian County.
What’s been done with FEMA grants
109storm safe rooms built
Storms remembered

15 federal disasters brought FEMA money to Piedmont

Disasters that paid out in Piedmont itself (aid to households or repair grants to the City of Piedmont) and its biggest flood years.

  1. 2021Severe Winter Storms10 households applied for aid
  2. 2020Severe Winter Storm$441K to the City of Piedmont for repairs
  3. 2019Severe Storms, Straight-Line Winds, Tornadoes, and Flooding7 households applied for aid$6K aid approved$145K to the City of Piedmont for repairs
  4. 2015Severe Winter Storms and Flooding$114K to the City of Piedmont for repairs
  5. 2015Severe Storms, Tornadoes, Straight-Line Winds, and Flooding3 households applied for aid$399K to the City of Piedmont for repairs
  6. 2013Severe Storms, Tornadoes, and Flooding8 households applied for aid$40K aid approved$19K to the City of Piedmont for repairs
Show all 15
  1. 2011Severe Storms, Tornadoes, Straight-Line Winds, and Flooding150 households applied for aid$154K aid approved$320K to the City of Piedmont for repairs
  2. 2009Severe Winter Storm$12K to the City of Piedmont for repairs
  3. 2007Severe Winter Storms$16K to the City of Piedmont for repairs
  4. 2007Severe Storms, Tornadoes and Flooding1 household applied for aid$17K to the City of Piedmont for repairs
  5. 2007Severe Storms, Flooding, and Tornadoes2 households applied for aid$16K to the City of Piedmont for repairs
  6. 2002Severe Winter Ice Storm$39K to the City of Piedmont for repairs
  7. 2001Severe Storms, Flooding, and Tornadoes$3K to the City of Piedmont for repairs
  8. 2000Severe Winter Ice Storm$30K to the City of Piedmont for repairs
  9. 1999Ok, Tornadoes 5/3/99$7K to the City of Piedmont for repairs
Disasters declared, by decade
Paid out in PiedmontCanadian County only

Canadian County has had 32 natural disasters declared since 1953, most often severe storms and ice storms.

Were you here?

Old photos of Piedmont after a storm or flood belong in the town’s history. Add one, or share what you remember below.

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Expected damage

How exposed is Piedmont?

FEMA expects yearly storm and flood damage to homes and buildings here to be higher than in 65% of U.S. communities, mostly from inland flooding and tornadoes.

Where Piedmont sits
Piedmont
Very lowLowModerateHighVery high

Calmer than 614 of the 838 Oklahoma towns we cover.

Piedmont is smaller than a census tract, so it shares the figures of the tract around its center.

What drives the damage
Inland flooding33%Tornadoes22%Cold waves14%Hail8%Heat waves8%Ice storms7%Everything else9%
By hazard

What Piedmont faces

Each hazard’s share of the damage FEMA expects here, and how it compares with the rest of the country.

Inland flooding

33%of expected damage
Above average · higher than 64% of U.S. places
Recorded about once a year in the area

Tornadoes

22%of expected damage
Well above average · higher than 85% of U.S. places
Recorded about once every 8 years in the area

Cold waves

14%of expected damage
Well above average · higher than 90% of U.S. places
Recorded about 2 times a year in the area

Hail

8%of expected damage
Well above average · higher than 96% of U.S. places
Recorded about 11 times a year in the area

Heat waves

8%of expected damage
Well above average · higher than 76% of U.S. places
Recorded about 17 times a year in the area

Ice storms

7%of expected damage
Well above average · among the top 1% of U.S. places
Recorded about once a year in the area
Lower here
🌀 Hurricanes❄️ Winter weather🔥 Wildfire🏚️ Earthquakes⛰️ Landslides💨 Strong wind⚡ Lightning🌵 Drought
Not a risk here
Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Be ready

Get ready for what Piedmont actually faces

A short kit for its top hazards, what to check before you buy, and where neighbors get alerts.

Flood WatchFlood Watch issued October 1 at 1:41AM CDT until October 1 at 1:00PM CDT by NWS Norman OK
When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Cold snaps
  • Let faucets drip so pipes don’t freeze.
  • Know where your water shutoff is.
  • Never heat the house with the oven or a grill.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Next door

Piedmont and its neighbors

How storm and flood risk compares across the town line. Tap a town to see its hazards.

Very lowLowModerateHighVery high
TownRatingMostlyFlood claims
PiedmontHighinland flooding3
Oklahoma CityHighinland flooding996

Rating = expected yearly storm and flood damage as a share of what’s there, vs. U.S. communities. Flood claims = paid federal flood insurance claims on record.

Storm season

Most disasters here begin in May–June

The month each of Canadian County’s 32 declared disasters began, since 1953.

4J
1F
M
A
10M
2J
1J
4A
1S
2O
2N
5D
Severe stormsIce stormsFloodsFiresTornadoesHurricanes
How to read this page

What these numbers can and can’t tell you

  • An average, not a forecast. FEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
  • Compared by rate. “Higher than N%” compares yearly damage as a share of what’s there, so a big city isn’t rated riskier just for having more buildings.
  • Money that reached town. Flood claims are matched to Piedmont’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Piedmont.
  • It follows property value. FEMA’s model weighs damage to buildings, so a place that recently lost many homes can rate lower than it feels.

Storm stories

Memories, warnings and help from neighbors in Piedmont.

Town Square →
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Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau. Weather alerts: National Weather Service. Preparedness tips: Ready.gov. An average of past damage, not a forecast.

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