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Natural hazards · Pawnee

Pawnee, OK natural hazards

Most of the natural-hazard damage FEMA expects in Pawnee comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 4 claims here since 1986. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Pawnee?

85
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pawnee to be higher than in 85% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding45%Cold waves16%Tornadoes13%Ice storms8%Heat waves6%Everything else12%
By hazard

What Pawnee faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

45% of expected damage
Well above average · higher than 91% of U.S. places
Recorded about once a year in the area

Cold waves

16% of expected damage
Below average · higher than 34% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

13% of expected damage
Well above average · higher than 88% of U.S. places
Recorded about once every 66 years in the area

Ice storms

8% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about once a year in the area

Heat waves

6% of expected damage
Well above average · higher than 79% of U.S. places
Recorded about 24 times a year in the area

Lower here

HurricanesHailWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Pawnee flood?

Every paid claim on a federal flood insurance policy in Pawnee, from FEMA’s records.

4paid claims since 1986
$17Kpaid to owners
0homes flooded more than once
19862026
of all homes
are insured
No community discount. Pawnee isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Pawnee County.

What’s been done with FEMA grants

11storm safe rooms built
Disasters that hit Pawnee

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in Pawnee itself: aid to households, or repair grants to the City of Pawnee.

Brought FEMA money into PawneeDeclared for Pawnee County only
2025

Wildfires and Straight-Line Winds

3 households applied for aid $56K aid approved
2020

Severe Winter Storm

$156K to the City of Pawnee for repairs
2019

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

23 households applied for aid $52K aid approved $125K to the City of Pawnee for repairs
2011

Severe Winter Storm and Snowstorm

$5K to the City of Pawnee for repairs
2010

Severe Winter Storm

$7K to the City of Pawnee for repairs
2009

Severe Winter Storm

$5K to the City of Pawnee for repairs
2008

Severe Storms, Tornadoes, and Flooding

$12K to the City of Pawnee for repairs
2007

Severe Winter Storms and Flooding

$7K to the City of Pawnee for repairs
2002

Severe Winter Ice Storm

$10K to the City of Pawnee for repairs
2000

Severe Winter Ice Storm

$10K to the City of Pawnee for repairs
Pawnee County has had 28 natural disasters declared since 1953, most often ice storms and severe storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pawnee is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Pawnee’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Pawnee. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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