Natural hazards · Paoli

Paoli, OK natural hazards

Most of the natural-hazard damage FEMA expects in Paoli comes from inland flooding, and overall the risk is very high for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Paoli?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Paoli to be higher than in 81% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding27%Tornadoes25%Drought11%Heat waves7%Strong wind6%Hail6%Everything else18%

By hazard

What Paoli faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

27% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about once a year in the area

Tornadoes

25% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 5 years in the area

Drought

11% of expected damage

Recorded about 40 times a year in the area

Heat waves

7% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about 19 times a year in the area

Strong wind

6% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 5 times a year in the area

Hail

6% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 11 times a year in the area

Lower here

HurricanesIce stormsWinter weatherEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Paoli flood?

FEMA's records show no paid flood insurance claims in Paoli.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Paoli isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Garvin County.

What’s been done with FEMA grants

12storm safe rooms built

Disasters that hit Paoli

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Paoli itself: aid to households, or repair grants to the Town of Paoli.

Brought FEMA money into PaoliDeclared for Garvin County only

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

3 households applied for aid $1K aid approved

2010

Severe Winter Storm

$15K to the Town of Paoli for repairs

2005

Extreme Wildfire Threat

3 households applied for aid

Garvin County has had 25 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Paoli is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Paoli’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Paoli. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.