Natural hazards · Panama

Panama, OK natural hazards

Most of the natural-hazard damage FEMA expects in Panama comes from inland flooding, and overall the risk is very high for a U.S. community. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Panama?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Panama to be higher than in 84% of U.S. communities, mostly from inland flooding.

Inland flooding55%Wildfire13%Tornadoes12%Heat waves8%Everything else12%

By hazard

What Panama faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 4 times a year in the area

Wildfire

13% of expected damage

Well above average · higher than 98% of U.S. places

Tornadoes

12% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once every 7 years in the area

Heat waves

8% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about 25 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Panama flood?

FEMA's records show no paid flood insurance claims in Panama.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Panama isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Le Flore County.

Disasters that hit Panama

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Panama itself: aid to households, or repair grants to the Town of Panama.

Brought FEMA money into PanamaDeclared for Le Flore County only

2021

Severe Winter Storms

2 households applied for aid $6K aid approved

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

11 households applied for aid $24K aid approved $81K to the Town of Panama for repairs

2011

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$7K to the Town of Panama for repairs

2010

Severe Winter Storm

$6K to the Town of Panama for repairs

2009

Severe Winter Storm

$5K to the Town of Panama for repairs

2000

Severe Winter Ice Storm

$37K to the Town of Panama for repairs

Le Flore County has had 27 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Panama is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Panama’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Panama. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Panama, OK natural hazards

How exposed is Panama?

What Panama faces

Inland flooding

Wildfire

Tornadoes

Heat waves

Lower here

Not a risk here

Does Panama flood?

6 federal disasters brought FEMA money here

Severe Winter Storms

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

Severe Winter Storm

Severe Winter Storm

Severe Winter Ice Storm

How to read this page

Where to, neighbor?

Matches

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