Owasso, OK natural hazards
Most of the natural-hazard damage FEMA expects in Owasso comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 10 claims here since 1984. 10 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Owasso?
FEMA expects yearly storm and flood damage to homes and buildings in Owasso to be higher than in 50% of U.S. communities, mostly from inland flooding and heat waves.
What Owasso faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Inland flooding
Heat waves
Tornadoes
Lower here
Not a risk here
Does Owasso flood?
Every paid claim on a federal flood insurance policy in Owasso, from FEMA’s records.
Homes that flooded again and again
■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times
are insured
are insured
What’s been done with FEMA grants
10 federal disasters brought FEMA money here
Disasters the President declared that paid out in Owasso itself: aid to households, or repair grants to the City of Owasso.
Severe Storms, Straight-Line Winds, and Tornadoes
Severe Storms, Tornadoes, and Flooding
Severe Winter Storms
Severe Storms, Straight-Line Winds, Tornadoes, and Flooding
Severe Storms, Tornadoes, Straight-Line Winds, and Flooding
Severe Winter Storm and Snowstorm
Severe Winter Storm
Severe Winter Storms
Extreme Wildfire Threat
Severe Winter Ice Storm
How to read this page
FEMA’s expected losses across Owasso total about $12.1M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.