Natural hazards · Oologah

Oologah, OK natural hazards

Most of the natural-hazard damage FEMA expects in Oologah comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 1 claim here since 1999. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Oologah?

81
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Oologah to be higher than in 81% of U.S. communities, mostly from inland flooding.

Inland flooding57%Heat waves12%Cold waves8%Tornadoes8%Ice storms5%Everything else10%
By hazard

What Oologah faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

57% of expected damage
Well above average · higher than 92% of U.S. places
Recorded about 2 times a year in the area

Heat waves

12% of expected damage
Well above average · higher than 83% of U.S. places
Recorded about 25 times a year in the area

Cold waves

8% of expected damage
Below average · higher than 42% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

8% of expected damage
Above average · higher than 59% of U.S. places
Recorded about once every 22 years in the area

Ice storms

5% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about once a year in the area

Lower here

HurricanesHailWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Oologah flood?

Every paid claim on a federal flood insurance policy in Oologah, from FEMA’s records.

1paid claims since 1999
$40Kpaid to owners
0homes flooded more than once
19992026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Oologah isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Rogers County.

What’s been done with FEMA grants

9storm safe rooms built
Disasters that hit Oologah

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Oologah itself: aid to households, or repair grants to the Town of Oologah.

Brought FEMA money into OologahDeclared for Rogers County only
2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

3 households applied for aid
2019

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

19 households applied for aid $74K aid approved
2007

Severe Storms, Flooding, and Tornadoes

2 households applied for aid $1K aid approved
Rogers County has had 24 natural disasters declared since 1953, most often severe storms and ice storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Oologah is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Oologah’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Oologah. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01