Natural hazards · Oktaha

Oktaha, OK natural hazards

Most of the natural-hazard damage FEMA expects in Oktaha comes from inland flooding, and overall the risk is high for a U.S. community. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Oktaha?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Oktaha to be higher than in 75% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding43%Tornadoes16%Heat waves12%Cold waves6%Wildfire5%Everything else17%

By hazard

What Oktaha faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

43% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

16% of expected damage

Above average · higher than 59% of U.S. places

Recorded about once every 6 years in the area

Heat waves

12% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 26 times a year in the area

Cold waves

6% of expected damage

Above average · higher than 55% of U.S. places

Recorded about once a year in the area

Wildfire

5% of expected damage

Well above average · higher than 95% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Oktaha flood?

FEMA's records show no paid flood insurance claims in Oktaha.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Oktaha isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Muskogee County.

What’s been done with FEMA grants

16storm safe rooms built

Disasters that hit Oktaha

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Oktaha itself: aid to households, or repair grants to the Town of Oktaha.

Brought FEMA money into OktahaDeclared for Muskogee County only

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

5 households applied for aid $14K aid approved

2022

Severe Storms, Tornadoes, and Flooding

5 households applied for aid $21K aid approved

2021

Severe Winter Storms

3 households applied for aid

2007

Severe Storms, Flooding, and Tornadoes

1 household applied for aid

2005

Extreme Wildfire Threat

2 households applied for aid $11K aid approved

2003

Severe Storms and Tornadoes

2 households applied for aid $9K aid approved

Muskogee County has had 26 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Oktaha is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Oktaha’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Oktaha. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.