Natural hazards · Okarche

Okarche, OK natural hazards

Most of the natural-hazard damage FEMA expects in Okarche comes from inland flooding, and overall the risk is high for a U.S. community. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Okarche?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Okarche to be higher than in 61% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding37%Tornadoes18%Cold waves12%Hail9%Ice storms7%Heat waves6%Everything else11%

By hazard

What Okarche faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

37% of expected damage

Above average · higher than 56% of U.S. places

Recorded about once a year in the area

Tornadoes

18% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once every 5 years in the area

Cold waves

12% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 2 times a year in the area

Hail

9% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 11 times a year in the area

Ice storms

7% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Heat waves

6% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about 17 times a year in the area

Lower here

HurricanesWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Okarche flood?

FEMA's records show no paid flood insurance claims in Okarche.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Okarche isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Canadian County.

What’s been done with FEMA grants

12storm safe rooms built

Disasters that hit Okarche

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Okarche itself: aid to households, or repair grants to the Town of Okarche.

Brought FEMA money into OkarcheDeclared for Canadian County only

2019

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

2 households applied for aid $575 aid approved

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

1 household applied for aid $2K aid approved

2011

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

1 household applied for aid

2010

Severe Winter Storm

$4K to the Town of Okarche for repairs

2007

Severe Winter Storms

$2K to the Town of Okarche for repairs

2007

Severe Storms, Tornadoes and Flooding

3 households applied for aid $2K aid approved $51K to the Town of Okarche for repairs

2007

Severe Storms, Flooding, and Tornadoes

1 household applied for aid

2002

Severe Ice Storm

$3K to the Town of Okarche for repairs

2002

Severe Winter Ice Storm

$14K to the Town of Okarche for repairs

Canadian County has had 32 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Okarche is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Okarche’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Okarche. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.