Natural hazards · Oilton

Oilton, OK natural hazards

Most of the natural-hazard damage FEMA expects in Oilton comes from inland flooding, and overall the risk is high for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Oilton?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Oilton to be higher than in 65% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding23%Tornadoes19%Cold waves15%Heat waves10%Drought9%Hail6%Everything else18%

By hazard

What Oilton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

23% of expected damage

Above average · higher than 54% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

19% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once every 17 years in the area

Cold waves

15% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 2 times a year in the area

Heat waves

10% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about 25 times a year in the area

Drought

9% of expected damage

Recorded about 28 times a year in the area

Hail

6% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 11 times a year in the area

Lower here

HurricanesWinter weatherEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Oilton flood?

FEMA's records show no paid flood insurance claims in Oilton.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Oilton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Creek County.

What’s been done with FEMA grants

5storm safe rooms built

Disasters that hit Oilton

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Oilton itself: aid to households, or repair grants to the City of Oilton.

Brought FEMA money into OiltonDeclared for Creek County only

2025

Wildfires and Straight-Line Winds

1 household applied for aid $8K aid approved

2023

Severe Storms, Straight-Line Winds, and Tornadoes

$23K to the City of Oilton for repairs

2007

Severe Winter Storms

$77K to the City of Oilton for repairs

2007

Severe Storms, Flooding, and Tornadoes

$9K to the City of Oilton for repairs

Creek County has had 34 natural disasters declared since 1953, most often fires and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Oilton is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Oilton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Oilton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.