Natural hazards · Oakland

Oakland, OK natural hazards

Most of the natural-hazard damage FEMA expects in Oakland comes from tornadoes, and overall the risk is high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Oakland?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Oakland to be higher than in 68% of U.S. communities, mostly from tornadoes and inland flooding.

Tornadoes30%Inland flooding29%Strong wind12%Heat waves8%Hail6%Ice storms6%Everything else9%

By hazard

What Oakland faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Tornadoes

30% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 97 years in the area

Inland flooding

29% of expected damage

Above average · higher than 57% of U.S. places

Recorded about once every 3 years in the area

Strong wind

12% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 3 times a year in the area

Heat waves

8% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 21 times a year in the area

Hail

6% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 8 times a year in the area

Ice storms

6% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesWinter weatherCold wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Oakland flood?

FEMA's records show no paid flood insurance claims in Oakland.

of all homes
are insured

No community discount. Oakland isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Marshall County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Oakland

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Oakland itself: aid to households, or repair grants to the Town of Oakland.

Brought FEMA money into OaklandDeclared for Marshall County only

2007

Severe Storms, Flooding, and Tornadoes

$3K to the Town of Oakland for repairs

Marshall County has had 14 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Oakland is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Oakland’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Oakland. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.