Natural hazards · Oakhurst

Oakhurst, OK natural hazards

Most of the natural-hazard damage FEMA expects in Oakhurst comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 1984.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Oakhurst?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Oakhurst to be higher than in 65% of U.S. communities, mostly from inland flooding and heat waves.

Inland flooding49%Heat waves23%Tornadoes13%Everything else15%

By hazard

What Oakhurst faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about 5 times a year in the area

Heat waves

23% of expected damage

Above average · higher than 54% of U.S. places

Recorded about 26 times a year in the area

Tornadoes

13% of expected damage

Above average · higher than 64% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Oakhurst flood?

Every paid claim on a federal flood insurance policy in Oakhurst, from FEMA’s records.

1paid claims since 1984

$652paid to owners

0homes flooded more than once

19842026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Oakhurst isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Tulsa County.

Disasters that hit Oakhurst

Federal disasters declared here

None of the disasters declared for Tulsa County shows FEMA aid or repair money reaching Oakhurst itself in FEMA’s records.

Brought FEMA money into OakhurstDeclared for Tulsa County only

Tulsa County has had 32 natural disasters declared since 1953, most often severe storms and floods.

Around Oakhurst

Oakhurst and the towns around it

Very lowLowModerateHighVery high

Sapulpamostly inland floodingHigh

Oakhurstmostly inland floodingHigh

Tulsamostly inland floodingModerate

Sand Springsmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Oakhurst covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Oakhurst’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Oakhurst. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Oakhurst total about $838K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.