Natural hazards · North Enid

North Enid, OK natural hazards

Most of the natural-hazard damage FEMA expects in North Enid comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 1986. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is North Enid?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in North Enid to be higher than in 55% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding31%Cold waves28%Tornadoes19%Hail7%Ice storms6%Everything else8%

By hazard

What North Enid faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

31% of expected damage

Below average · higher than 45% of U.S. places

Recorded about once a year in the area

Cold waves

28% of expected damage

Below average · higher than 40% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

19% of expected damage

Well above average · higher than 98% of U.S. places

Hail

7% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 9 times a year in the area

Ice storms

6% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does North Enid flood?

Every paid claim on a federal flood insurance policy in North Enid, from FEMA’s records.

1paid claims since 1986

$1Kpaid to owners

0homes flooded more than once

19862026

of homes in flood zones
are insured

of all homes
are insured

No community discount. North Enid isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Garfield County.

Disasters that hit North Enid

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in North Enid itself: aid to households, or repair grants to the Town of North Enid.

Brought FEMA money into North EnidDeclared for Garfield County only

2002

Severe Winter Ice Storm

$58K to the Town of North Enid for repairs

Garfield County has had 21 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. North Enid covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to North Enid’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of North Enid. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across North Enid total about $2.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.