Natural hazards · Noble

Noble, OK natural hazards

Most of the natural-hazard damage FEMA expects in Noble comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 2007. 12 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Noble?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Noble to be higher than in 52% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding27%Cold waves19%Tornadoes17%Heat waves11%Hail10%Ice storms6%Everything else11%

By hazard

What Noble faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

27% of expected damage

Below average · higher than 33% of U.S. places

Recorded about 2 times a year in the area

Cold waves

19% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

17% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once every 93 years in the area

Heat waves

11% of expected damage

Above average · higher than 71% of U.S. places

Recorded about 18 times a year in the area

Hail

10% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 11 times a year in the area

Ice storms

6% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Noble flood?

Every paid claim on a federal flood insurance policy in Noble, from FEMA’s records.

1paid claims since 2007

$7Kpaid to owners

0homes flooded more than once

20072026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Noble isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cleveland County.

What’s been done with FEMA grants

36storm safe rooms built

Disasters that hit Noble

12 federal disasters brought FEMA money here

Disasters the President declared that paid out in Noble itself: aid to households, or repair grants to the City of Noble.

Brought FEMA money into NobleDeclared for Cleveland County only

2025

Wildfires and Straight-Line Winds

1 household applied for aid

2023

Severe Storms, Straight-Line Winds, and Tornadoes

158 households applied for aid $610K aid approved

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

297 households applied for aid $443K aid approved $46K to the City of Noble for repairs

2013

Severe Storms, Tornadoes, and Flooding

97 households applied for aid $96K aid approved

2012

Freedom and Noble Wildfires

123 households applied for aid $1.3M aid approved

2010

Severe Storms, Tornadoes, and Straight-Line Winds

51 households applied for aid $416K aid approved

2010

Severe Winter Storm

$5K to the City of Noble for repairs

2007

Severe Storms, Tornadoes, and Flooding

18 households applied for aid $6K aid approved $18K to the City of Noble for repairs

2007

Severe Storms, Flooding, and Tornadoes

29 households applied for aid $21K aid approved

2005

Extreme Wildfire Threat

$3K to the City of Noble for repairs

2003

Severe Storms and Tornadoes

2 households applied for aid

2000

Severe Winter Ice Storm

$36K to the City of Noble for repairs

Cleveland County has had 34 natural disasters declared since 1953, most often severe storms and fires.

Around Noble

Noble and the towns around it

Very lowLowModerateHighVery high

Slaughtervillemostly inland floodingHigh

Normanmostly inland floodingHigh

Noblemostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Noble covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Noble’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Noble. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Noble total about $961K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.