Natural hazards · Nardin

Nardin, OK natural hazards

Most of the natural-hazard damage FEMA expects in Nardin comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Nardin?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Nardin to be higher than in 70% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding36%Cold waves24%Tornadoes22%Hail5%Everything else14%

By hazard

What Nardin faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

36% of expected damage

Above average · higher than 71% of U.S. places

Recorded about 2 times a year in the area

Cold waves

24% of expected damage

Below average · higher than 42% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

22% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once every 26 years in the area

Hail

5% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 10 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Nardin flood?

FEMA's records show no paid flood insurance claims in Nardin.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Nardin isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Kay County.

What’s been done with FEMA grants

2storm safe rooms built

Disasters that hit Nardin

Federal disasters declared here

None of the disasters declared for Kay County shows FEMA aid or repair money reaching Nardin itself in FEMA’s records.

Brought FEMA money into NardinDeclared for Kay County only

Kay County has had 31 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Nardin is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Nardin’s own flood-insurance community; household aid to the registrant’s city; repair grants to Nardin. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.