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Natural hazards · Mustang

Mustang, OK natural hazards

Most of the natural-hazard damage FEMA expects in Mustang comes from tornadoes, and overall the risk is moderate for a U.S. community. Flood insurance has paid 7 claims here since 1993. 16 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Mustang?

52
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mustang to be higher than in 52% of U.S. communities, mostly from tornadoes and inland flooding.

Tornadoes27%Inland flooding26%Cold waves17%Heat waves9%Hail9%Ice storms7%Everything else5%
By hazard

What Mustang faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Tornadoes

27% of expected damage
Well above average · higher than 88% of U.S. places

Inland flooding

26% of expected damage
Below average · higher than 40% of U.S. places
Recorded about once a year in the area

Cold waves

17% of expected damage
Well above average · higher than 90% of U.S. places
Recorded about 2 times a year in the area

Heat waves

9% of expected damage
Well above average · higher than 76% of U.S. places
Recorded about 17 times a year in the area

Hail

9% of expected damage
Well above average · higher than 96% of U.S. places
Recorded about 11 times a year in the area

Ice storms

7% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about once a year in the area

Lower here

HurricanesWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Mustang flood?

Every paid claim on a federal flood insurance policy in Mustang, from FEMA’s records.

7paid claims since 1993
$133Kpaid to owners
1homes flooded more than once
19932026

Biggest named events

  • Thunderstorms: 1 claim, $10K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Mustang isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Canadian County.

What’s been done with FEMA grants

672storm safe rooms built
Disasters that hit Mustang

16 federal disasters brought FEMA money here

Disasters the President declared that paid out in Mustang itself: aid to households, or repair grants to the City of Mustang.

Brought FEMA money into MustangDeclared for Canadian County only
2021

Severe Winter Storms

32 households applied for aid $5K aid approved
2020

Severe Winter Storm

$4.8M to the City of Mustang for repairs
2019

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

11 households applied for aid $23K aid approved
2015

Severe Winter Storms and Flooding

$1.4M to the City of Mustang for repairs
2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

31 households applied for aid $35K aid approved
2013

Severe Storms, Tornadoes, and Flooding

143 households applied for aid $43K aid approved $615K to the City of Mustang for repairs
2011

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

1 household applied for aid
2010

Severe Winter Storm

$5K to the City of Mustang for repairs
2009

Severe Winter Storm

$14K to the City of Mustang for repairs
2007

Severe Winter Storms

$249K to the City of Mustang for repairs
2007

Severe Storms, Tornadoes and Flooding

8 households applied for aid $3K aid approved $42K to the City of Mustang for repairs
2007

Severe Storms, Flooding, and Tornadoes

48 households applied for aid $24K aid approved $54K to the City of Mustang for repairs
2005

Extreme Wildfire Threat

14 households applied for aid $19K aid approved $2K to the City of Mustang for repairs
2003

Severe Storms and Tornadoes

2 households applied for aid
2002

Severe Winter Ice Storm

$159K to the City of Mustang for repairs
2001

Severe Storms, Flooding, and Tornadoes

$88K to the City of Mustang for repairs
Canadian County has had 32 natural disasters declared since 1953, most often severe storms and ice storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mustang covers 4 census tracts, combined by population.
Money that reached townFlood claims are matched to Mustang’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Mustang. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Mustang total about $8.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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