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Natural hazards · Mountain Park

Mountain Park, OK natural hazards

Most of the natural-hazard damage FEMA expects in Mountain Park comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 2025. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Mountain Park?

78
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mountain Park to be higher than in 78% of U.S. communities, mostly from inland flooding and drought.

Inland flooding29%Drought21%Tornadoes19%Heat waves7%Strong wind6%Cold waves6%Everything else12%
By hazard

What Mountain Park faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

29% of expected damage
Well above average · higher than 75% of U.S. places
Recorded about once a year in the area

Drought

21% of expected damage
Recorded about 130 times a year in the area

Tornadoes

19% of expected damage
Well above average · higher than 98% of U.S. places
Recorded about once every 2 years in the area

Heat waves

7% of expected damage
Well above average · higher than 79% of U.S. places
Recorded about 11 times a year in the area

Strong wind

6% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about 5 times a year in the area

Cold waves

6% of expected damage
Well above average · higher than 89% of U.S. places
Recorded about 2 times a year in the area

Lower here

HurricanesIce stormsWinter weatherWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Mountain Park flood?

Every paid claim on a federal flood insurance policy in Mountain Park, from FEMA’s records.

1paid claims since 2025
$12Kpaid to owners
0homes flooded more than once
20252026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Mountain Park isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Kiowa County.
Disasters that hit Mountain Park

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Mountain Park itself: aid to households, or repair grants to the Town of Mountain Park.

Brought FEMA money into Mountain ParkDeclared for Kiowa County only
2020

Severe Winter Storm

$5K to the Town of Mountain Park for repairs
2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

17 households applied for aid $70K aid approved $16K to the Town of Mountain Park for repairs
2010

Severe Winter Storm

$16K to the Town of Mountain Park for repairs
2007

Severe Storms, Flooding, and Tornadoes

4 households applied for aid $20K aid approved $1K to the Town of Mountain Park for repairs
Kiowa County has had 29 natural disasters declared since 1953, most often severe storms and ice storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mountain Park is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Mountain Park’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Mountain Park. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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