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Natural hazards · Moore

Moore, OK natural hazards

Most of the natural-hazard damage FEMA expects in Moore comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 50 claims here since 1978. 14 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Moore?

58
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Moore to be higher than in 58% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding30%Cold waves20%Tornadoes16%Heat waves12%Hail9%Ice storms5%Everything else9%
By hazard

What Moore faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

30% of expected damage
Below average · higher than 47% of U.S. places
Recorded about 2 times a year in the area

Cold waves

20% of expected damage
Well above average · higher than 98% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

16% of expected damage
Well above average · higher than 98% of U.S. places

Heat waves

12% of expected damage
Above average · higher than 71% of U.S. places
Recorded about 18 times a year in the area

Hail

9% of expected damage
Well above average · higher than 96% of U.S. places
Recorded about 11 times a year in the area

Ice storms

5% of expected damage
Well above average · higher than 98% of U.S. places
Recorded about once a year in the area

Lower here

HurricanesWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Moore flood?

Every paid claim on a federal flood insurance policy in Moore, from FEMA’s records.

50paid claims since 1978
$1.5Mpaid to owners
6homes flooded more than once
19782026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Moore isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Cleveland County.

What’s been done with FEMA grants

860storm safe rooms built
Disasters that hit Moore

14 federal disasters brought FEMA money here

Disasters the President declared that paid out in Moore itself: aid to households, or repair grants to the City of Moore.

Brought FEMA money into MooreDeclared for Cleveland County only
2025

Wildfires and Straight-Line Winds

2 households applied for aid
2023

Severe Storms, Straight-Line Winds, and Tornadoes

16 households applied for aid
2020

Severe Winter Storm

$2.4M to the City of Moore for repairs
2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

110 households applied for aid $187K aid approved $40K to the City of Moore for repairs
2013

Severe Storms, Tornadoes, and Flooding

5,567 households applied for aid $4.1M aid approved $13.6M to the City of Moore for repairs
2010

Severe Storms, Tornadoes, and Straight-Line Winds

108 households applied for aid $10K aid approved $245K to the City of Moore for repairs
2010

Severe Winter Storm

$89K to the City of Moore for repairs
2009

Severe Winter Storm

$68K to the City of Moore for repairs
2007

Severe Winter Storms

$530K to the City of Moore for repairs
2007

Severe Storms, Tornadoes, and Flooding

5 households applied for aid $1K aid approved
2007

Severe Storms, Flooding, and Tornadoes

19 households applied for aid $42K aid approved
2003

Severe Storms and Tornadoes

637 households applied for aid $600K aid approved $589K to the City of Moore for repairs
2000

Severe Winter Ice Storm

$104K to the City of Moore for repairs
1999

Ok, Tornadoes 5/3/99

$6.2M to the City of Moore for repairs
Cleveland County has had 34 natural disasters declared since 1953, most often severe storms and fires.
Around Moore

Moore and the towns around it

Norman: High, mostly inland floodingOklahoma City: High, mostly inland floodingNoble: Moderate, mostly inland floodingNewcastle: High, mostly tornadoesSlaughterville: High, mostly inland floodingTuttle: High, mostly inland floodingMidwest City: Moderate, mostly inland floodingEdmond: Moderate, mostly inland floodingYukon: Moderate, mostly tornadoesDel City: High, mostly inland floodingJones: High, mostly inland floodingChoctaw: High, mostly inland floodingSpencer: Moderate, mostly inland floodingUnion City: Moderate, mostly inland floodingMoore: Moderate, mostly inland flooding MooreNormanOklahoma City
Very lowLowModerateHighVery high
Oklahoma Citymostly inland floodingHigh
Normanmostly inland floodingHigh
Mooremostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Moore covers 17 census tracts, combined by population.
Money that reached townFlood claims are matched to Moore’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Moore. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Moore total about $24.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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