Natural hazards · Mill Creek

Mill Creek, OK natural hazards

Most of the natural-hazard damage FEMA expects in Mill Creek comes from drought, and overall the risk is high for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Mill Creek?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mill Creek to be higher than in 70% of U.S. communities, mostly from drought and inland flooding.

Drought32%Inland flooding22%Tornadoes15%Heat waves9%Ice storms5%Everything else18%

By hazard

What Mill Creek faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

32% of expected damage

Recorded about 45 times a year in the area

Inland flooding

22% of expected damage

Above average · higher than 59% of U.S. places

Recorded about once a year in the area

Tornadoes

15% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once every 6 years in the area

Heat waves

9% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 20 times a year in the area

Ice storms

5% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Mill Creek flood?

FEMA's records show no paid flood insurance claims in Mill Creek.

of all homes
are insured

No community discount. Mill Creek isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Johnston County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Mill Creek

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Mill Creek itself: aid to households, or repair grants to the Town of Mill Creek.

Brought FEMA money into Mill CreekDeclared for Johnston County only

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

14 households applied for aid $48K aid approved

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

5 households applied for aid $1K aid approved

2000

Severe Winter Ice Storm

$11K to the Town of Mill Creek for repairs

Johnston County has had 16 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mill Creek is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Mill Creek’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Mill Creek. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.