Natural hazards · Milfay

Milfay, OK natural hazards

Most of the natural-hazard damage FEMA expects in Milfay comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Milfay?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Milfay to be higher than in 75% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding19%Tornadoes16%Cold waves14%Drought14%Wildfire13%Heat waves9%Everything else15%

By hazard

What Milfay faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

19% of expected damage

Above average · higher than 59% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

16% of expected damage

Above average · higher than 70% of U.S. places

Recorded about once every 3 years in the area

Cold waves

14% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 2 times a year in the area

Drought

14% of expected damage

Recorded about 34 times a year in the area

Wildfire

13% of expected damage

Well above average · higher than 98% of U.S. places

Heat waves

9% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about 25 times a year in the area

Lower here

HurricanesHailWinter weatherEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Milfay flood?

FEMA's records show no paid flood insurance claims in Milfay.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Milfay isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Creek County.

What’s been done with FEMA grants

3storm safe rooms built

Disasters that hit Milfay

Federal disasters declared here

None of the disasters declared for Creek County shows FEMA aid or repair money reaching Milfay itself in FEMA’s records.

Brought FEMA money into MilfayDeclared for Creek County only

Creek County has had 34 natural disasters declared since 1953, most often fires and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Milfay is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Milfay’s own flood-insurance community; household aid to the registrant’s city; repair grants to Milfay. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.