Natural hazards · Meridian

Meridian, OK natural hazards

Most of the natural-hazard damage FEMA expects in Meridian comes from cold waves, and overall the risk is high for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Meridian?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Meridian to be higher than in 71% of U.S. communities, mostly from cold waves and tornadoes.

Cold waves29%Tornadoes29%Inland flooding18%Heat waves7%Hail6%Everything else12%

By hazard

What Meridian faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

29% of expected damage

Below average · higher than 37% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

29% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 5 years in the area

Inland flooding

18% of expected damage

Below average · higher than 40% of U.S. places

Recorded about once every 2 years in the area

Heat waves

7% of expected damage

Above average · higher than 71% of U.S. places

Recorded about 19 times a year in the area

Hail

6% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 11 times a year in the area

Lower here

HurricanesIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Meridian flood?

FEMA's records show no paid flood insurance claims in Meridian.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Meridian isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Logan County.

What’s been done with FEMA grants

3storm safe rooms built

Disasters that hit Meridian

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Meridian itself: aid to households, or repair grants to the Town of Meridian.

Brought FEMA money into MeridianDeclared for Logan County only

2025

Wildfires and Straight-Line Winds

23 households applied for aid $491K aid approved

2009

Severe Storms and Tornadoes

1 household applied for aid

2007

Severe Storms, Flooding, and Tornadoes

4 households applied for aid $31K aid approved

Logan County has had 37 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Meridian is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Meridian’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Meridian. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.