Natural hazards · Medford

Medford, OK natural hazards

Most of the natural-hazard damage FEMA expects in Medford comes from cold waves, and overall the risk is very high for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Medford?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Medford to be higher than in 86% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves27%Inland flooding18%Drought16%Ice storms15%Tornadoes8%Heat waves8%Everything else10%

By hazard

What Medford faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

27% of expected damage

Below average · higher than 41% of U.S. places

Recorded about 3 times a year in the area

Inland flooding

18% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about once a year in the area

Drought

16% of expected damage

Recorded about 80 times a year in the area

Ice storms

15% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Tornadoes

8% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once a year in the area

Heat waves

8% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 17 times a year in the area

Lower here

HurricanesWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Medford flood?

FEMA's records show no paid flood insurance claims in Medford.

of all homes
are insured

No community discount. Medford isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Grant County.

What’s been done with FEMA grants

6storm safe rooms built

Disasters that hit Medford

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Medford itself: aid to households, or repair grants to the City of Medford.

Brought FEMA money into MedfordDeclared for Grant County only

2012

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$13K to the City of Medford for repairs

2007

Severe Storms, Flooding, and Tornadoes

$13K to the City of Medford for repairs

2002

Severe Winter Ice Storm

$39K to the City of Medford for repairs

Grant County has had 26 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Medford is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Medford’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Medford. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Medford, OK natural hazards

How exposed is Medford?

What Medford faces

Cold waves

Inland flooding

Drought

Ice storms

Tornadoes

Heat waves

Lower here

Not a risk here

Does Medford flood?

What’s been done with FEMA grants

3 federal disasters brought FEMA money here

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

Severe Storms, Flooding, and Tornadoes

Severe Winter Ice Storm

How to read this page

Where to, neighbor?

Matches

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